Why choose this Module?
Recorded Future’s Payment Fraud Intelligence provides organizations with real-time data on stolen credit cards, fraudulent checks, and compromised merchants to help them proactively combat fraud. Our sophisticated cleanup and normalization techniques result in better data quality and richer data sets, empowering financial institutions to effectively protect their assets and customers.
Anticipate, detect, and mitigate fraud in real time.
Enhance fraud detection and response.
Enhance fraud detection and response.
Get insights on compromised merchants, stolen card data, and card checker services to improve fraud detection rules, reduce chargeback fees, and disrupt the compromised card lifecycle.
Improve cardholder and customer experience.
Improve cardholder and customer experience.
Identify at-risk cards using enhanced partial and full card data, allowing you to implement aggressive fraud alerting rules to block compromised cards while ensuring legitimate transactions flow smoothly.
Reduce financial risks and increase trust.
Reduce financial risks and increase trust.
Mitigate fraud losses and maintain customer trust through early identification of compromised merchants, proactive card monitoring, fraudulent check identification, and intelligence-driven risk management across your portfolio.
See what our customers are saying.
We find a lot of stolen cards manually… but that approach doesn't compete with the automation that comes from the highly actionable feeds that Recorded Future gives us.
CTI VP
Large Financial Institution
Recorded Future has truly helped us to mitigate fraud, and many different stakeholders can all come to an agreement that the intelligence provided has been really worthwhile.
VP, Cyber Threat Intelligence
We have had a significant measurable impact on the amount of fraud we’ve been able to prevent, and have also been able to further improve our customer experience by preventing disruption due to fraudulent charges.
Fraud Analyst
See it in action.
Discover what your organization can do with the Payment Fraud Intelligence Module.
Top Payment Fraud Intelligence features.
Get the support you need to succeed.
Engage with our experts.
Grow your security practice with professional services programs including Analyst on Demand, Intelligence Services, and Managed Monitoring.
Explore our industry-leading research.
Discover threat landscape insights from our Insikt Group® threat research team so you can reduce risk and prevent business disruption.
Access our training resources.
Learn your way around our products and build effective intelligence strategies in our Recorded Future University training courses.
FAQ
Your questions, answered.
What is Payment Fraud Intelligence?
The Payment Fraud Intelligence Module provides real-time data on compromised cards, merchants, and bank checks in an interactive dashboard to help your organization proactively protect against fraud.
The Module covers two main areas: card fraud and check fraud. For cards, it tracks the complete fraud lifecycle, from identifying merchant compromises to monitoring stolen cards on criminal marketplaces and messaging applications to detecting the "tester merchants" that criminals use to validate cards before attempting fraud.
For check fraud, the Module identifies compromised checks being sold in various forums and uses OCR to extract structured data like payee, amount, and date, enabling deposit screening against known compromised checks. All intelligence is delivered through structured data feeds and APIs that can integrate with existing fraud prevention systems.
What challenges does Payment Fraud Intelligence solve?
Payment Fraud Intelligence solves the critical challenge of detecting payment fraud before losses occur. It also streamlines security operations through automated data feeds and APIs that integrate with existing systems, and it helps institutions benchmark their fraud prevention effectiveness and understand their risk exposure when customer PII is compromised alongside payment data.
How is Payment Fraud Intelligence different from financial fraud detection software?
The key differences involve timing and data sources. While fraud detection software analyzes transactions as they happen or after the fact to spot suspicious patterns, Payment Fraud Intelligence monitors the criminal underground to identify compromised payment data before fraud occurs. It indexes intelligence directly from criminal marketplaces, messaging applications, and compromised e-commerce sites, enabling financial institutions to take preventive action. Ultimately, Payment Fraud Intelligence complements traditional transaction monitoring systems.
How is Recorded Future Payment Fraud Intelligence different from other dark web monitoring vendors?
The key differences include its comprehensive coverage of the entire payment fraud lifecycle and its structured, actionable approach to data. While other vendors may monitor dark web marketplaces for stolen cards, the Module provides intelligence across the full spectrum, from identifying compromised merchants through e-commerce scanning to tracking stolen payment data across criminal markets to detecting which merchants are being used to test cards before fraud attempts.
Most importantly, Payment Fraud Intelligence structures all this data, making it immediately actionable through automated feeds and APIs that integrate with existing fraud prevention systems. This structured approach, combined with peer benchmarking capabilities and enriched partial card matching, enables financial institutions to operationalize the intelligence rather than just receive raw dark web monitoring alerts.