Payment Fraud
Intelligence
The deepest coverage of the payment fraud underground
The deepest coverage of the payment fraud underground
Payment Fraud Intelligence gives fraud teams the visibility to act before losses occur. By monitoring the widest range of signals across the payment fraud attack surface – compromised cards and bank accounts, magecart e-skimmers and the merchants they’ve infected, scam merchants, and active checker services – fraud teams can correlate risk indicators and tighten controls based on real threat actor activity.
The result: structured, enriched data at every stage of the payment fraud lifecycle.
Anticipate, detect, and mitigate fraud in real time.
Detect and prevent fraud before impact.
Detect and prevent fraud before impact.
Equip your team with real-time intelligence on the pre-monitization signals that preempt fraudulent transactions — from merchant compromise and dark web card listings to active checker services.
Reduce financial risks and increase trust.
Reduce financial risks and increase trust.
Mitigate fraud losses and maintain customer trust through early identification of compromised merchants, proactive card monitoring, fraudulent check identification, and intelligence-driven risk management across your portfolio.
Improve cardholder and customer experience.
Improve cardholder and customer experience.
Focus aggressive fraud alerting rules on active threats with external threat intelligence across attack vectors, to ensure targeted fraud controls and a more informed and frictionless experience for customers.
See what our customers are saying.
We find a lot of stolen cards manually… but that approach doesn't compete with the automation that comes from the highly actionable feeds that Recorded Future gives us.
CTI VP
Large Financial Institution
Recorded Future has truly helped us to mitigate fraud, and many different stakeholders can all come to an agreement that the intelligence provided has been really worthwhile.
VP, Cyber Threat Intelligence
We have had a significant measurable impact on the amount of fraud we’ve been able to prevent, and have also been able to further improve our customer experience by preventing disruption due to fraudulent charges.
Fraud Analyst
See it in action.
Discover what your organization can do with the Payment Fraud Intelligence Module.
Top Payment Fraud Intelligence features.
Get the support you need to succeed.
Engage with our experts.
Grow your security practice with professional services programs including Analyst on Demand, Intelligence Services, and Managed Monitoring.
Explore our industry-leading research.
Discover threat landscape insights from our Insikt Group® threat research team so you can reduce risk and prevent business disruption.
Access our training resources.
Learn your way around our products and build effective intelligence strategies in our Recorded Future University training courses.
FAQ
Your questions, answered.
What is Payment Fraud Intelligence?
Payment Fraud Intelligence is Recorded Future's threat intelligence solution for fraud teams at financial institutions, providing structured, enriched data across the complete payment fraud lifecycle.
The solution delivers active monitoring of Magecart e-skimmers and the merchants they infect, scam merchants, active card checker services, compromised payment cards, bank accounts, and checks posted on dark web sources — giving teams increased visibility at each stage before stolen data is monetized. For checks, it enables enhanced deposit screening through automated extraction and analysis of check data from cybercrime sources.
Each dataset is cleaned, normalized, and enriched with contextual detail such as merchant names, IDs, and merchant category codes, enabling direct integration with existing fraud management systems and transaction monitoring tools.
Threat level indicators help fraud teams prioritize the cards and accounts that may pose the highest risk, while interactive dashboards allow analysts to track portfolio exposure, benchmark against peers, and query specific cards or checks.
Proprietary research from the Payment Fraud Intelligence team further supports users with analysis of threat actor tactics, emerging fraud schemes, and payment card breach reporting.
What challenges does Payment Fraud Intelligence solve?
Payment Fraud Intelligence helps solve the operational challenge of incorporating external threat intelligence into existing workflows by delivering enriched, normalized data via APIs and automated feeds that integrate directly with fraud management systems. It also helps institutions understand their risk exposure by benchmarking card portfolio compromise against peers and assessing how accompanying cardholder information amplifies fraud risk when stolen alongside payment data.
How is Payment Fraud Intelligence different from financial fraud detection software?
While fraud detection software analyzes transactions as they occur or after the fact to identify suspicious patterns, Payment Fraud Intelligence monitors the criminal underground to identify compromised data before fraudsters attempt to use it. This means fraud teams receive actionable intelligence at the point of compromise rather than at the point of transaction, providing a window to strengthen controls before losses occur. Rather than replacing transaction monitoring systems, Payment Fraud Intelligence feeds external threat intelligence into them, enhancing their effectiveness with signals that internal data alone cannot provide.
How is Recorded Future Payment Fraud Intelligence different from other dark web monitoring vendors?
The key differences include its comprehensive coverage of the entire payment fraud lifecycle and its structured, actionable approach to data. While other vendors may monitor dark web marketplaces for stolen cards, Payment Fraud Intelligence provides intelligence across the full attack surface, from the initial merchant compromise and theft of payment records to card testing activity preceding fraudulent transactions.
Payment Fraud Intelligence structures all this data, making it immediately actionable through automated feeds and APIs that integrate with existing fraud prevention systems. This structured approach, combined with peer benchmarking capabilities and enriched partial card matching, enables financial institutions to operationalize the intelligence rather than just receive raw dark web monitoring alerts.