The 2025 Annual Payment Fraud Intelligence Report examines how the global fraud landscape evolved over the past year — from the industrialization of e-skimmer kits and purchase scam networks to the rise of OTP interception and AI-enabled attack chains. As fraud attack surfaces expand and threat actors grow more sophisticated, reactive controls alone are no longer enough. This report gives fraud and security teams the intelligence needed to understand today's threats, anticipate emerging risks like agentic commerce fraud, and build proactive defenses through cyber-fraud fusion. Download the report to see where payment fraud is headed in 2026 and how to position your organization to stay ahead of it.